Skip to main content
Your MyLowe’s Rewards Credit Card® (issued by Synchrony Bank) isn’t just for big projects — it’s a year-round savings tool. Every season brings its own sales events, clearance rotations, and project opportunities at Lowe’s, and knowing when to shop — and what to buy — lets you stack your card’s rewards on top of the best prices of the year. Here’s your seasonal playbook.
Activate your card or manage your account at lowes.syf.com/activate.

​
Seasonal Savings by the Calendar

​
Spring: Refresh, Plant, and Prep the Exterior

Spring is the busiest season in home improvement, and for good reason — mild weather makes it ideal for outdoor work, and Lowe’s stocks its garden center, outdoor furniture, and exterior paint sections to the brim. As a cardholder, you’re positioned to earn the most rewards during one of the highest-spend seasons of the year.

​
🌱 Garden Center

Best time to buy: March through MaySpring is prime season for seeds, mulch, soil, perennials, shrubs, and trees. Lowe’s garden center expands significantly in early March, and inventory turns over quickly — the best selections go fast.
Visit the garden center mid-week when shipments arrive and markdowns are freshest. Early-season perennials sell out, but late-season clearance can get you deep discounts on remaining stock.
Cardholder advantage: Earn rewards on every bag of mulch, every flat of annuals, and every bag of potting soil. A full spring landscaping haul adds up to meaningful rewards points you can apply to summer projects.

​
🪑 Outdoor Furniture

Best time to buy: Late March through April (for full selection); late May for early clearancePatio furniture collections arrive in late winter and sell through by early summer. If you want a full matching set — sectional, dining table, chairs, and accessories — shop early in the season.
If you can wait, late May often brings the first wave of outdoor furniture markdowns as Lowe’s rotates to summer inventory. Combine those savings with your card’s rewards for maximum value.
Cardholder advantage: Patio furniture sets are often high-ticket items, making them an efficient way to earn a large rewards haul in a single transaction. Watch your cardholder email for spring outdoor events that include bonus offers.

​
🎨 Exterior Paint

Best time to buy: April through early June (before summer heat sets in)Exterior painting requires temperatures above 50°F with low humidity — spring is the sweet spot in most regions. Lowe’s runs spring paint promotions, and exterior paint purchased on your card earns rewards on every gallon.
Buy all the paint you’ll need for the project in one transaction rather than returning for extra cans. Color lots can vary between batches, and a single purchase maximizes your rewards earning.
Cardholder advantage: Paint, primer, brushes, rollers, drop cloths, and painter’s tape all earn rewards. A full exterior painting project — even a DIY one — can generate a solid rewards balance for your next purchase.

​
✅ Spring Cardholder Checklist

Stock up on mulch, soil, and garden supplies early for the best selection.
Shop outdoor furniture in April for full selection, or late May for first markdowns.
Buy all exterior paint in one transaction to earn maximum rewards and avoid color-lot mismatches.
Check the MyLowe’s app for personalized spring promotions before you shop.

​
Year-Round Strategies for Cardholder Savings

Beyond seasonal timing, these three habits will help you maximize your card’s value no matter what month it is.

​
📧 Sign Up for Lowe’s Promotional Emails

Your MyLowe’s Rewards Credit Card® account gives you access to cardholder-exclusive email promotions that go beyond the standard Lowe’s weekly flyer. These emails include bonus rewards events, early access to sales, and financing promotions tied to specific product categories.
Make sure your email address is current in your Synchrony account at lowes.syf.com/activate so you don’t miss cardholder-exclusive offers.
To get the most out of promotional emails:
  1. Whitelist the Lowe’s sender address so offers don’t land in spam.
  2. Read them before you shop — not after. A cardholder offer you discover after a purchase can’t be applied retroactively.
  3. Note expiration dates and plan your trip accordingly.

​
📱 Use the MyLowe’s App for Personalized Deals

The MyLowe’s app pulls your purchase history and browsing behavior to surface deals that are actually relevant to your home and projects — not just generic flyers. As a cardholder, you unlock an additional layer of personalized promotions tied directly to your rewards account.
Enable push notifications in the MyLowe’s app so you receive real-time alerts when deals appear in categories you care about.
Key app features for cardholders:
  • Purchase history — find past receipts, model numbers, and paint colors instantly.
  • Personalized deals — offers based on what you actually buy, not generic promotions.
  • Rewards balance — check your current balance and see how close you are to your next redemption threshold.
  • Product availability — confirm an item is in stock at your local store before you make the trip.

​
🔁 Stack Card Rewards With Clearance Events

The highest-value moments for your card come when you combine three things: a clearance or sale price, your card’s rewards earning, and an active financing promotion. This triple-stack is available multiple times per year if you know when to look.

Clearance + Rewards

Buy clearance-priced items on your card to earn rewards on already-reduced merchandise. Your points are calculated on the purchase price, not the original MSRP — so every clearance deal still earns.

Sale Event + Financing

Time a large purchase — appliances, flooring, HVAC — to coincide with a Lowe’s sale event while a financing promotion is active. You get a lower total cost and spread payments over time.

Rewards + Redemption

Let rewards accumulate through a project season, then redeem them during a clearance event to stretch your balance even further. A 20rewardappliedtoaclearanceitempriceddownfrom20 reward applied to a clearance item priced down from 80 is a powerful combination.

​
Quick Reference: Best Times to Buy

Credit is issued by Synchrony Bank. Rewards rates, promotional financing terms, and cardholder offers are subject to credit approval and may change. Review current offer details at lowes.syf.com/activate or on your monthly statement.