> ## Documentation Index
> Fetch the complete documentation index at: https://loweshelpcenter.mintlify.site/llms.txt
> Use this file to discover all available pages before exploring further.

# Activate Your MyLowe's Rewards Credit Card® Online

> Learn how to activate your new MyLowe's Rewards Credit Card® online at lowes.syf.com/activate. Get your card ready in minutes with just a few details.

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    Get Started Here
  </a>
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# Activate Your MyLowe's Rewards Credit Card Online

Your new **MyLowe's Rewards Credit Card®**, issued by Synchrony Bank, arrives inactive for your protection. Activating it takes just a few minutes and only requires the card itself plus a small amount of personal information. Once active, your card is ready to use at Lowe's stores, Lowes.com, and anywhere else the card is accepted.

<Info>
  The MyLowe's Rewards Credit Card® replaces the previous Lowe's Advantage Card. If you held a Lowe's Advantage Card, your new card carries over your account — see the [note below](#replacing-your-lowes-advantage-card) for what to do with your old card.
</Info>

***

## What You Need Before You Start

Gather the following before visiting the activation portal so you can complete the process without interruption:

<CardGroup cols={3}>
  <Card title="Card Number" icon="credit-card">
    The full card number printed on the front of your new MyLowe's Rewards Credit Card®.
  </Card>

  <Card title="3-Digit Security Code" icon="shield-halved">
    The 3-digit security code (CVV) printed on the **back** of your card.
  </Card>

  <Card title="Last 4 Digits of SSN" icon="lock">
    The last four digits of your Social Security Number, used to verify your identity.
  </Card>
</CardGroup>

<Warning>
  Keep your card details private. Synchrony Bank will never call, text, or email you asking for your full card number or SSN.
</Warning>

***

## How to Activate Your Card Online

<Steps>
  <Step title="Go to the Activation Portal">
    Open a browser and navigate to **[lowes.syf.com/activate](https://lowes.syf.com/activate)**. The page is available in both **English and Spanish** — select your preferred language before you begin.
  </Step>

  <Step title="Enter Your Card Number">
    Type the full card number from the front of your new MyLowe's Rewards Credit Card® into the designated field. Double-check each digit to avoid entry errors.
  </Step>

  <Step title="Enter Your 3-Digit Security Code">
    Locate the 3-digit security code (CVV) on the **back** of your card and enter it in the security code field.
  </Step>

  <Step title="Enter the Last 4 Digits of Your SSN">
    Provide the last four digits of your Social Security Number to confirm your identity. This information is transmitted securely and is not stored by the portal.
  </Step>

  <Step title="Submit and Confirm">
    Review your entries, then click the **Activate** button. You will see an on-screen confirmation message once your card has been successfully activated.
  </Step>
</Steps>

***

## After Activation

Once your card is activated, you can:

* **Use it immediately** — your card is ready to swipe, tap, or enter online right away.
* **Access your account online** — log in to the Synchrony portal to view your balance, statements, and payment options.
* **Earn MyLowe's Rewards** — start accumulating rewards on eligible purchases at Lowe's.

<Tip>
  Set up automatic payments or enroll in paperless statements right after activating your card to keep your account in good standing from day one.
</Tip>

***

## Replacing Your Lowe's Advantage Card

<Warning>
  If you previously had a **Lowe's Advantage Card**, your account has been upgraded to the new MyLowe's Rewards Credit Card®. **Destroy your old Lowe's Advantage Card immediately** upon receiving your new card — cut through the chip and card number to prevent misuse. Do not attempt to use the old card; only the new card is valid going forward.
</Warning>

***

## Session Timeout

The activation portal will automatically time out after a period of inactivity to protect your information. If your session expires before you finish:

* You can choose to **stay logged in** when prompted with the timeout warning.
* If the session has already ended, simply return to **[lowes.syf.com/activate](https://lowes.syf.com/activate)** and start the process again — no information is saved between sessions.

<Info>
  For your security, avoid activating your card on public Wi-Fi networks or shared devices.
</Info>

***

## Activation Portal

<Card title="Activate at lowes.syf.com/activate" icon="arrow-up-right-from-square" href="https://lowes.syf.com/activate">
  Visit the official Synchrony activation portal to activate your MyLowe's Rewards Credit Card® now. Available in English and Spanish.
</Card>

***

## Still Have Questions?

Browse common activation questions in our [Activation FAQ](/activate/faq), or contact Synchrony Bank directly using the number on the back of your card.